We are bankruptcy petition preparers. We are not lawyers. We cannot give you the following advice or information:
A. Determining when to file bankruptcy or whether to file a bankruptcy petition;
B. Explaining the difference between chapters or determining under which chapter of the
Bankruptcy Code to file a voluntary petition;
C. Explaining information necessary to complete the bankruptcy petition;
D. Advising debtors regarding the claiming of exemptions;
E. Explaining or determining which debts are priority, secured, or unsecured;
F. Suggesting or determining where items belong on the petition, based on information
provided by a debtor;
G. Preparing any pleadings other than filling out official forms promulgated by the United
States Supreme Court or by the United States Bankruptcy Court of the Central District of
California;
H. Explaining or discussing the impact that a bankruptcy filing may have on an eviction or
foreclosure proceeding;
I. Explaining or discussing the impact that a bankruptcy filing may have on the
dischargeability of debts, including outstanding student loans or taxes, or whether a debt
will be discharged;
J. Explaining, discussing, or assisting a debtor with a reaffirmation agreement;

K. Assisting or appearing with the debtor or on a debtor’s behalf at the § 341(a) Meeting of
Creditors;
L. Discussing or assisting a debtor with determining whether a certain debt should be
reaffirmed or redeemed; and
M. Providing advice or guidance to a debtor regarding the actions that may or may not be
taken by a creditor, United States Bankruptcy Trustee, United States Bankruptcy Court,
United States Bankruptcy Judge, or another third party